Loans, Grants, and Equity Funding
- Four Fundamentals of Financing
- The Truth About Free Government Grants
- Friends and Family Funding
- Types of Loans Available
- SBA / Bank Loans
- Missouri Loan Funds
- Missouri Business Incentives
- Grants and Loans for Agriculture
- Angel Investing
- Missouri Equity Funds
- Competitive Grants
- Credit Repair Resources
GUIDE: LOANS, GRANTS AND EQUITY FUNDING > PART FIVE
SBA/Bank Loans
Once you’ve determined that an SBA or traditional bank loan is the right kind of financing for your business, you’ll need to package your financial information in a way that makes it easy for a banker to make a favorable decision. At the most basic level, you will need to provide:
- Basic information about your business
- Basic information about the loan you are requesting
- Financial information about your business
A Business summary will help you capture that information.
Each owner will be asked to provide personal financial information, as well as statements of personal history. Fill out a Personal financial statement and Personal history.
Banks will also want to see how you will use the funds. A Sources and Uses of Funds spreadsheet will help you organize our financial details. We recommend that you save this to your own computer.
Finally, your lender will want to see three-year projections of income and expenses as well as three years of profit and loss statements. If you are a startup, you’ll be asked for projections of income and a business plan.
The MOSourceLink network has Resource Partners who are skilled in helping business owners prepare their loan applications.

GUIDE: LOANS, GRANTS AND EQUITY FUNDING
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