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Missouri Loan Funds

Special Missouri Loan Funds

In addition to commercial loans available through local banks, there are a number of loan programs in Missouri that support special needs. Click on individual program descriptions below or check out the summary of Missouri loan programs.

Missouri Savings Fund

Missourians Building Assets, a program of Missouri’s Community Action Network, encourages families to establish good savings habits, gain stability and break the cycle of poverty. The program helps qualified working individuals set up savings accounts to reach specific goals: purchasing a home, enrolling in advanced education, or starting a business.  


Advantage Capital Partners

Advantage Capital Partners strives to invest in small businesses and grow local economies. Through a combination of public-private partnerships, Advantage Capital provides access to flexible capital to facilitate growth for businesses.


AltCap is a catalyst for investments in Kansas City, Missouri's low- to moderate-income communities. We use innovative financing products, targeted economic development programming, and the development of strategic partnerships to promote economic growth and empowerment.

Boonslick Regional Planning Commission

Boonslick Regional Planning Commission (BRPC) is a voluntary association of local governments serving Lincoln, Montgomery and Warren counties in east-central Missouri.

Brookfield Area Growth Partnership

The Brookfield Area Growth Partnership is dedicated to creating and supporting local and regional cross-sector collaboration, focusing time and resources on business and workforce development, youth and education, entrepreneurship, leadership and philanthropy.

Brookfield Industrial Development Authority

The mission of the Industrial Development Authority is to increase job opportunities, stimulate economic growth through the retention and expansion of existing businesses, the attraction of new industry and community development.

Central Ozarks Development, Inc.

Central Ozarks Development, Inc. was established in 1983 as a Certified Development Company (CDC). We are a nonprofit corporation. We work with participating lenders to provide financing to small businesses.

Chillicothe Area Chamber of Commerce

The Chillicothe Area Chamber of Commerce is the principal voice of business, whose mission is to promote, develop and support its membership in order to foster a sustainable, prosperous business environment and a high quality, livable community.

City of Albany

The City of Albany is committed to providing support and opportunity to entrepreneurs and business start-ups as well as established business expansion and retention services.

City of Aurora

The City of Aurora works to promote economic development opportunities.

City of Boonville Economic Development

Responsible for business attraction, retention, expansion and entrepreneurial growth.

City of Springfield Economic Development Office

The Springfield Economic Development Office works in partnership with the Springfield Area Chamber of Commerce, Springfield Business Development Corporation, City Utilities of Springfield, and Greene County to facilitate and promote business development within the City of Springfield, as well as throughout the Springfield region. The Office provides development assistance and incentives, and serves as a facilitator for major economic development projects to ensure timely approval of plans and permits.

Clay County Economic Development Council

The Clay County Economic Development Council works to attract, expand, and retain business in Clay County, MO., and to promote a positive economic development climate.


Codefi provides startup entrepreneurs and emerging innovative companies with tech-powered, flexible enterprise space, while serving the area with innovative technology education programs and an inspiring community.

Craig School of Business - Center for Entrepreneurship

The Center for Entrepreneurship exists to train, mentor and support entrepreneurs. Our staff will provide one-on-one business coaching and connect clients to needed programs and resources.

Douglas C. Greene Center for Innovation and Entrepreneurship

Located on the campus of SE MO State University, the Innovation Center provides easy access to many services needed by start-up businesses such as business counseling, training, and access to US SBA programs and services.

Economic Development Corporation (EDC) - Jefferson County

Provides financial and other assistance to companies located in and interested in locating in Jefferson County.

EDC Loan Corporation of Kansas City

EDC Loan Corporation is the finance arm of The Kansas City Economic Development Corporation. Entrepreneurial resources include low-cost, long-term financing, primarily using the SBA 504 Loan program. EDC offers similar long-term asset financing programs through various revolving loan funds. All loan funds available at the EDC Loan Corporation are used in acquiring real estate and fixed assets.


The efactory is an entrepreneurship center designed to assist startup and growth in new small businesses and continuing education and training in mature organizations.

Gladstone Economic Development Department

The Gladstone Department of Economic Development department is dedicated to improving the economic welfare of Gladstone, Mo.

Grace Hill Women's Business Center

Business development program with a focus on training and counseling for entrepreneurs to start and expand their business.

Grandview Chamber & Economic Development Council

The Grandview Chamber exists to serve, protect and promote area business.

Green Hills Regional Planning Commission

The Green Hills Regional Planning Commission is a regional organization providing economic development services in an 11-county area in North Central Missouri.

Helix Center Biotech Incubator

Helix Center Biotech Incubator located near the Danforth Plant Science Center offers 33,000-square-feet of office incubator space, wet and dry labs for early-stage plant and life sciences and bio technology companies.

Howell-Oregon Electric Cooperative

Howell-Oregon Electric Cooperative delivers cost efficient, reliable energy with value-added service to its member-owners and offers economic development support services in a 6-county area.

International Institute of St. Louis - Small Business

Provides a wide variety of services to linguistically and culturally disadvantaged business owners; including business loans for immigrants and refugees, a Credit builder Loan, among other services.

Johnson County Economic Development Corporation (JCEDC)

Johnson County Economic Development Corporation (JCEDC) provides confidential one-on-one business assistance, microloan funds, financing options and incentives, for new and existing businesses - small to large - for all Johnson County, Missouri.

Joplin Area Chamber of Commerce Foundation

Short Description The Joplin Area Chamber of Commerce Foundation owns and operates the Joseph Newman Innovation Center in Joplin, MO. Our 11,000 square foot building holds several office suites in a beautifully restored building in our downtown district. In partnership with the Joplin Area Chamber of Commerce, our facility is uniquely positioned to offer extensive small business development services through our network with successful businesses in the region.

Justine PETERSEN Microloan Program, Kansas City Office

Justine PETERSEN, with other local partners, offers microloans to startup and existing small businesses. Microloans are offered to those unable to access capital from traditional sources.

Justine Petersen, St. Louis Office

Originates micro-enterprise loans through its U.S. Small Business Administration Micro-Loan Intermediary Program.

Kaysinger Basin Regional Planning Commission

Kaysinger Basin Regional Planning Commission serves as an economic development district for Bates, Benton, Cedar, Henry, Hickory, St. Clair, and Vernon Counties.

Lake of the Ozarks Council of Local Governments

Serving Camden, Laclede, Miller and Morgan counties, working together to help provide the necessary resources to help build strong communities within our region.

Mark Twain Regional Council of Governments

Regional planning commission providing technical assistance to businesses, communities and counties in eight county region.

Meramec Regional Planning Commission

A voluntary council of governments serving the Meramec Region (Crawford, Dent, Gasconade, Maries, Osage, Phelps, Pulaski and Washington counties.) We help local governments, businesses and nonprofits solve problems.

Midwest Small Business Finance

Midwest Small Business Finance provides small businesses with economic development and financial assistance.

Missouri Agricultural and Small Business Development Authority

The Missouri Agricultural and Small Business Development Authority helps new and expanding agricultural producers finance their operations and add value to their products.

Missouri Department of Economic Development, Grow Missouri Fund

The Grow Missouri Loan is a revolving loan fund designed to provide attractive loans, in cooperation with private financial institutions, to ensure borrowers have sufficient capital for job-creating business expansion.

Missouri Linked Deposit Program

The State Treasurer's Missouri Linked Deposit Program partners with lending institutions to provide low-interest loans to help create and retain jobs, expand the economy, and strengthen communities statewide.

Missouri S&T Office of Technology Transfer and Economic Development (TTED)

The Missouri S&T Office of Technology Transfer and Economic Development (TTED) provides support to S&T faculty, students and researchers to provide IP protection, identify licensees and commercialize university inventions, assisting them to convert their innovative ideas into products, technologies, and services that can benefit society.

Missouri Technology Corporation

MTC is a public-private partnership created by the Missouri General Assembly to promote entrepreneurship and foster the growth of new and emerging high-tech companies through commercialization programs, innovation centers and innovating funding programs.

Missouri Women's Business Center

The Missouri Women’s Business Center (MoWBC) provides resources, support and networks for women seeking to start or grow their own businesses. We specialize in free one-on-one counseling and training for local entrepreneurs.

Mo-Kan Development, Inc.

MO-KAN Development Inc. provides loan programs to small businesses in Kansas and Missouri.

Nodaway County Economic Development

Nodaway County Economic Development provides services to the businesses and communities of Nodaway County. NCED manages two low interest / no interest revolving loan funds to assist startup businesses with equipment and building improvements.

North Central Missouri Business Facilitation

To facilitate entrepreneurial development in the north central Missouri counties of Caldwell, Clinton, Daviess, DeKalb, Grundy, and Harrison.

Northwest Missouri Regional Council of Governments

A regional organization offering a variety of programming, products and services to member governments in Atchison, Holt, Gentry, Nodaway and Worth counties in northwest Missouri.

Ozarks Small Business Incubator

The Ozarks Small Business Incubator aims to help talented local entrepreneurs gain business skills, build relationships, get funded and grow successful businesses, creating a community of support for small business owners in the Ozarks.

Park Hills Economic Development

Park Hills Economic Development guides businesses and new entrepreneurs to sustainable success in the local market.

River Bend Growth Association

The River Bend Growth Association is a chamber of commerce and economic development agency serving 11 communities in Madison and Jersey Counties in Illinois, known as the River Bend.


RMI is a financial resource that provides long-term, fixed-rate financing through several diverse loan products to Missouri businesses.

SBA Economic Development Department - St. Louis

The SBA assists small businesses in meeting their financing needs by enhancing the ability of lenders to provide loans

Small Business & Technology Development Center - Missouri University of Science and Technology

The Small Business & Technology Development Center at Missouri S&T offers one-on-one business counseling and group training in the areas of business management, business plan, start-up, marketing, finance and technology commercialization.

South Central Ozark Council of Governments

SCOCOG is designated Economic Development District serving southern Missouri. Our eight member staff has collectively over 80 years of experience working with local communities seeking funding sources to meet their ever challenging needs as well as small business in the start-up or expansion phases with low interest loans.

Southeast Economic Development Fund, Inc.

We have loans! If you are a startup, financing can be hard to come by. SEED$ is here to help those that may have no other options to finance their business. We also offer business development services.

St. Louis Development Corp.

The St. Louis Development Corp. offers programs and services to the small business owner.

St. Louis Economic Development Partnership

The St. Louis Economic Development Partnership seeks to facilitate the development of long-term, diversified business and employment opportunities in St. Louis City and County and the St. Louis region.

St. Louis Minority Business Council

The St. Louis Minority Business Council (SLMBC), provides access to business opportunities; certifies minority enterprises (MBEs); assists in MBE growth; and matches MBEs with corporate opportunities.

University of Missouri - School of Law - Entrepreneurship Legal Clinic (ELC)

The Entrepreneurship Legal Clinic (ELC) provides legal assistance to take startups from concept to capitalization. The ELC is a course where upper level law students get hands-on experience under the supervision of an experienced, licensed attorney.

University of Missouri-Columbia - College of Business - Allen Angel Capital Education Program

AACE invests real dollars in startup businesses. No affiliation with the University is needed. Our average investment is $50,000

University of Missouri-St. Louis - UMSL Accelerate

UMSL Accelerate is the innovation and entrepreneurial resource for students, faculty and the community. Our vision is to serve as a catalyst for developing our students, faculty and community to inspire entrepreneurship and innovation. Our mission is to foster a community of thought leaders by providing a vibrant ecosystem to Educate (curriculum), Innovate (co-curriculum), and Collaborate (community programming).

Veterans Business Resource Center

Free assistance to honorably discharged veterans, transitioning military and military families with preparations to self-employment or business expansion.

Wright County Industrial Development Authority

Wright County has plenty of room for business to grow and prosper. This is evident in the resources that the cities and local development organizations have made available.

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