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Small Business & Technology Development Center - Northwest Missouri State University - St. Joseph Center

The SBTDC offers confidential, one-on-one consulting, coaching and training to existing & emerging businesses as part of their agreement with the U.S. Small Business Administration.


The SBTDC of Northwest Missouri State University is one of a network of offices located throughout the state. The SBTDC of NWMSU provides assistance with business plans, strategic planning, marketing, market research, financial analysis, finding financing, coaching, international trade, and more. The Director is a certified business coach, certified economic development finance professional, a certified six sigma green belt, and a previous business owner.

The following are examples of the types of assistance available directly from this office:


  • Financial analysis with industry comparisons, ratio analysis, break-even, and more.
  • Capital budgeting
  • Financial projections
  • Financing options and debt restructuring
  • Assistance finding traditional and non-traditional financing options


  • Market research (demographics, psychographics, drive time studies, specialty maps, etc.)
  • Customer segmentation
  • Customer relationships and satisfaction
  • Customer and market knowledge
  • Competitive analysis
  • Pricing
  • Promotions


  • Business Planning
  • Strategic Planning
  • Balance Scorecards
  • Management analysis
  • Continuous improvement / Lean / Six Sigma
  • Ethics and liability management
  • Human resources (Recruitment and selection, compensation and employee retention, policies/manuals/templates, motivating employees, etc.)

Technology Development

  • Patent assistance
  • Small Business Innovative Research (SBIR) grants
  • Investor presentations/pitches and preparation
  • Building management teams

Referrals to the rest of the state-wide network for anything not listed above including assistance with international trade/exporting, government contracting, and more.


Business Planning

  • Business Plan Consulting, Development and Review
  • Demographic/Census Data
  • Feasibility Studies
  • Forming a Business
  • Market Plan Development
  • Market Research

Buying or Selling a Business

  • Buying or Selling a Franchise
  • Purchasing an Existing Business
  • Valuation

Financial Resources and Assistance

  • Bookkeeping/Accounting Software Training
  • Budget, Financial Statement and Cash Flow Training
  • Financial Assistance for International Trade Shows
  • Obtaining Debt Funding
  • Obtaining Equity Funding
  • Obtaining Government Funding
  • Real Estate Finance
  • Technology Grants

Human Resources

  • Employee Development, Hiring and Policies
  • Retention
  • Workforce Incentives

Import and Export Assistance

  • Financial Assistance for Exporting Activities
  • Identification/Research of Foreign Markets
  • Import/Export Certification and Licensing
  • Locating Foreign Distributors
  • Networking/Exploring Exporting
  • Trade Education and Training

Internship Programs and Student Services

  • Internship Program
  • Student Marketing Projects
  • Student Research Projects

Legal Services

  • Forming a Business
  • Patent Seminars
  • Patent, Trademark & Copyright Information

Libraries and Research Organizations

  • Business Research Resources
  • Demographic/Census Data

Management Issues

  • Human Resources
  • Leadership/Professional Development
  • Recruiting Assistance

Manufacturing, High Tech, Life Sciences Development

  • Commercialization
  • Quality Improvement (Supply Chain, Six Sigma)
  • Technology Transfer
  • Wet Lab Incubator


  • Competitive Analysis
  • Demographics/Census Data
  • Feasibility Studies
  • Identification/Research of Foreign Markets
  • Market Plan Development and Training
  • Market Research
  • Student Marketing Projects


  • One-on-One Counseling

Office, Incubator, Accelerator, Laboratory, Kitchen and Meeting Space

  • Incubator Space

Operations and Logistics

  • Quality Improvement (Supply Chain, Six Sigma)

Product Development

  • Patent Information

Public Policy and Government Relations

  • Missouri Business Issues

Regulatory Compliance

  • Registration, licenses and permits
  • Trademark and Copyright Information

Starting a Business

  • Feasibility Studies
  • Forming a Business
  • Home-Based Business Training
  • Registration, Licenses and Permits
  • Startup Business Counseling
  • Startup Classes

Tax Services

  • State and Federal TaxTraining

Technical Assistance

  • Bookkeeping/Accounting Software Training
  • Commercialization
  • Technology Transfer


  • Bookkeeping/Accounting Software Training
  • Budget, Financial Statements and Cash Flow Training
  • Business Management Training
  • Business Plan Training and Assistance
  • Home-Based Business Training
  • Marketing Plan Development and Training
  • Startup Classes
Primary ContactRebecca Lobina
AddresssSt. Joseph Chamber of Commerce
3003 Frederick Avenue
Saint Joseph, MO 64506
Phone(816) 364-4105
Fax(816) 364-4873