Missouri Linked Deposit Program-Missouri FIRST

The State Treasurer’s Missouri Linked Deposit Program partners with lending institutions to provide low-interest loans to help create and retain jobs, expand the economy and strengthen communities statewide.

About

The State Treasurer’s Office supports new or expanding businesses and farms by enabling eligible borrowers to receive low-interest rate loans through local financial institutions through the Missouri Linked Deposit Program.

The program invests in Missouri-based companies and agricultural operations, leading to job creation, economic expansion and stronger communities. Under these programs, the State Treasurer’s Office places State funds at a reduced interest rate with local financial institutions, thus allowing eligible borrowers to obtain low-interest loans from the same institution. Savings to the borrower are generally 25%-30% of their interest costs, and there are only a few administrative requirements for borrowers and their financial institution.

The State Treasurer’s Office operates five main Linked Deposit Programs. The total allocation of the Linked Deposit Program is $720 million, with the individual program allocations for the most commonly used programs listed below. Click on one of the links below to learn more about the program and eligibility requirements.

Agriculture– $330 million
Alternative Energy – approved case-by-case
Job Enhancement – $220 million
Multi-Family Housing – $20 million
Small Business Program– $110 million

Services Provided

Financial Resources and Assistance

  • Loan Providers (Specialty)

Office, Incubator, Accelerator, Laboratory, Kitchen and Meeting Space

  • Conference/Meeting and Event Space

Internship Programs and Student Services

  • Student Research Projects
Contact Information
Consumer Representative
Address
301 W High Street Room 780
P.O. Box 210
Jefferson City, MO 65102