UMKC Innovation Center partners with the university and the community to spark and sustain entrepreneurial efforts within our region and across the country.

KCSourceLink connects KC entrepreneurs to the right resource at the right time.

MOSourceLink connects Missouri entrepreneurs to the right resource at the right time.

Whiteboard2Boardroom connects entrepreneurs and businesses to technologies available for licensing.

Digital Sandbox KC provides early-stage proof-of-concept support for digital products.

Missouri Small Business & Technology Development Center provides technical assistance to startup and existing businesses.

ScaleUP! Kansas City helps businesses with revenues around $200K scale toward their first $1 million.

Missouri Procurement Technical Assistance Centers helps local businesses obtain government contracts.

KCInvestED helps investors learn more about investing in KC startups.

SourceLink® helps communities nationwide build vibrant and vital entrepreneurial ecosystems.
UMKC Innovation Center

Missouri Loan Funds

It can be tricky to find the loan that’s right for you and your business. Application guidelines vary and often require detailed documentation. If you’re not prepared, it can be a frustrating and time-consuming process.

MOSourceLink Resource Partners can streamline the process. These experts know what loans are available in Missouri and which ones might best fit your needs. Working with a knowledgeable Resource Partner can save you time and energy.

Reach out to MOSourceLink. Our Resource Navigator lists all of the organizations that can help. You can also get personalized help from our Network Navigators. Share info about your situation and needs and they can create a Personalized Action Plan just for you – for free. It will include what Resource Partners can best guide your funding search.

Special Missouri Loan Funds

In addition to commercial loans available through local banks, there are a number of loan programs in Missouri that support special needs. Click on individual program descriptions below or check out the summary of Missouri loan programs.

Missouri Savings Fund

Missourians Building Assets, a program of Missouri’s Community Action Network, encourages families to establish good savings habits, gain stability and break the cycle of poverty. The program helps qualified working individuals set up savings accounts to reach specific goals: purchasing a home, enrolling in advanced education, or starting a business.  


Advantage Capital Partners

Advantage Capital Partners strives to invest in small businesses and grow local economies. Through a combination of public-private partnerships, Advantage Capital provides access to flexible capital to facilitate growth for businesses.

Alliance Credit Union

Alliance Credit Union is your local, not-for-profit financial cooperative serving the Greater St. Louis region. Their not-for-profit status means they can provide you lower loan rates for your business.


AltCap is a catalyst for investments in Kansas City and parts of greater western Missouri's low- to moderate-income communities. We use innovative financing products, targeted economic development programming, and the development of strategic partnerships to promote economic growth and empowerment.

Assemblies of God Credit Union

We are a faith-based credit union, affiliated with the Assemblies of God since 1951. Our vision is to be the most relevant faith-based credit union in the world to our members, fellowship, communities, organization, and co-workers.

Boone Electric Cooperative

Boone Electric Cooperative seeks continued improvement in the quality of life in rural areas. Keeping with its commitment to community, Boone Electric has established a Revolving Loan Fund (RLF) to assist with local economic and community development projects.

Boonslick Regional Planning Commission

Boonslick Regional Planning Commission (BRPC) is a voluntary association of local governments serving Lincoln, Montgomery and Warren counties in east-central Missouri.

Bootheel Regional Planning & Economic Development Commission

The goal of the Bootheel Regional Planning and Economic Development Commission is to promote and support the economic development of the region and to guide the local units of government in a coordinated effort to develop the region in a way which would best promote the public health, safety, general welfare and economic prosperity in accordance with existing and future needs.

BRAND of St. Louis

At BRAND of St. Louis, we co-create, pilot, and fund innovation that promotes collaboration and equitable wealth-building.

Central Bank of Kansas City

For over 65 years, Central Bank has served the local community and helped build and support neighborhoods. We at Central Bank of Kansas City are proud to be the only CDFI bank headquartered in Missouri, and one of the very few nationally. For us, it’s more than just giving back—it’s about believing in Kansas City.

Century Bank of the Ozarks

Century Bank of the Ozarks is your hometown community bank with full service locations in Gainesville, Ava, Theodosia and Bakersfield. We offer a full line of personal checking and savings account options as well as a variety of corporate and business banking solutions.

City of Columbia-Community Development

The City of Columbia's Community Development Department's mission is to help plan, build, and care for the city. Apply for or renew a business license for businesses located in Columbia, MO.

City of Kirksville

The City of Kirksville, Missouri's Department of Economic and Community Development can assist businesses with the navigation the logistics of City requirements and codes, available incentives and more across various department's.

City of Springfield Economic Development

The Springfield Economic Development Office works in partnership with the local and regional civic organizations to facilitate and promote business development within the City of Springfield, as well as throughout the Springfield region. The Office provides development assistance and incentives - including loans for microenterprise businesses, and serves as a facilitator for major economic development projects to ensure timely approval of plans and permits.

Economic Development Corporation (EDC) - Jefferson County

Provides financial and other assistance to companies located in and interested in locating in Jefferson County.

EDC Loan Corporation of Kansas City

EDC Loan Corporation (EDCLC) is a nonprofit corporation specializing in the origination and underwriting of Revolving Loan Funds. Its mission is to help small business grow and expand through our loan programs in an effort to attract, expand and retain jobs.

Farm Service Agency

The Farm Service Agency (FSA) offers loans to help farmers and ranchers get the financing they need to start, expand or maintain a family farm.

FCS Financial

FCS Financial provides loans, leases and related services to farmers, ranchers, rural homeowners, aquatic producers, timber harvesters, agribusinesses, and agricultural and rural utility cooperatives.

Greater Kansas City LISC

Local Initiatives Support Corporation (LISC) is the nation's largest Community Development Financial Institution (CDFI) serving 30 cities across the country.

Green Hills Regional Planning Commission

The Green Hills Regional Planning Commission (GHRPC) is a regional organization providing economic development services in an 11-county area in North Central Missouri. GHRPC operates three revolving loan pools to assist start-ups and existing businesses.

Hispanic Economic Development Corporation, Kansas City

The Hispanic Economic Development Corporation (HEDC) is dedicated to improving the lives of Latinos within the greater Kansas City. HEDC achieves this through business development and economic and community wealth creation initiatives.

Holy Rosary Credit Union

Our members are not only members of a financial institution, they are members of the HRCU family. We seek not only to provide financial services, but to empower our members to be in control of their finances. We do this by overcoming language barriers, offering opportunities for education, and creating a mutual trust between our staff and our members.

Intercounty Electric Cooperative Association

Low-interest loans are available from Intercounty Electric Cooperative to assist with community and economic development projects in rural areas, such as such as new or expanding private business, non-profits groups, and city or county governments

International Institute of St. Louis - Small Business

Provides a wide variety of services to linguistically and culturally disadvantaged business owners; including business loans for immigrants and refugees, a Credit builder Loan, among other services.

Johnson County Economic Development Corporation (JCEDC)

Johnson County Economic Development Corporation (JCEDC) provides confidential one-on-one business assistance, microloan funds, financing options and incentives, for new and existing businesses - small to large - for all Johnson County, Missouri.

Joplin Area Chamber of Commerce Foundation

The Joplin Area Chamber of Commerce Foundation operates two small business development centers. The Joseph Newman Innovation Center and the Advanced Training and Technology Center offer co-working space and dedicated office space and business resources for regional start-ups.

Joplin Capital Corporation

Joplin Capital Corporation (JCC) provides small business loans and/or equity for projects that cannot be financed through conventional means. Joplin Area Chamber of Commerce staff supports and promotes JCC.


Originates micro-enterprise loans through its U.S. Small Business Administration Micro-Loan Intermediary Program.

Lake of the Ozarks Council of Local Governments

Serving Camden, Laclede, Miller and Morgan counties, working together to help provide the necessary resources to help build strong communities within our region.

Legacy Bank and Trust

Legacy Bank and Trust exists to serve as the financial leader in economic and community development by providing financial products and services in the largely underserved populations of Southcentral Missouri, and its employees and shareholders are committed to partnering financially with customers to ensure vital capital investment in these communities.

Macon County Economic Development

Macon County Economic Development exists to ensure the continued success of our community and help create jobs for future generations.

Macon Electric Cooperative

Macon Electric Cooperative creates and fosters economic development opportunities for the benefit of new and/or existing businesses, local communities and non-profit organizations. Macon Electric has access to funding sources to stimulate economic growth and development in its service area.

Mark Twain Regional Council of Governments

Regional planning commission providing technical assistance to businesses, communities and counties in eight county region.

Meramec Regional Planning Commission

A voluntary council of governments serving the Meramec Region (Crawford, Dent, Gasconade, Maries, Osage, Phelps, Pulaski and Washington counties.) We help local governments, businesses and nonprofits solve problems.

Mid-Missouri Regional Planning Commission

Mid-Missouri Regional Planning Commission provides a professional staff to serve as a resource for member governments, to provide a forum for local officials to discuss regional issues and concerns, and to promote community and economic development.

Midwest Small Business Finance

Midwest Small Business Finance provides small businesses with economic development and financial assistance.

Missouri Agricultural and Small Business Development Authority (MASBDA)

The Missouri Agricultural and Small Business Development Authority helps new and expanding agricultural producers finance their operations and add value to their products.

Missouri Department of Agriculture

The Missouri Department of Agriculture sets agriculture policy and provides assistance to farmers throughout the state, focusing on food related business.

Missouri Linked Deposit Program-Missouri FIRST

The State Treasurer's Missouri Linked Deposit Program partners with lending institutions to provide low-interest loans to help create and retain jobs, expand the economy, and strengthen communities statewide.

Missouri Linked Deposit Program-Missouri LIFT

The State Treasurer's Missouri Linked Deposit Program partners with lending institutions to provide low-interest loans to help create and retain jobs, expand the economy, and strengthen communities statewide.

Mo-Kan Development, Inc.

MO-KAN Development Inc. provides loan programs to small businesses in Kansas and Missouri.

New Growth CDC

New Growth offers micro-enterprise development and financing services as a rural community development corporation. We host the 15-county New Growth Women's Business Center, operate the START HERE Revolving Loan Fund, and work with partners to build local economy opportunity.

Nodaway County Economic Development

Nodaway County Economic Development provides services to the businesses and communities of Nodaway County. NCED manages two low interest / no interest revolving loan funds to assist startup businesses with equipment and building improvements.

Northeast Missouri Electric Power Cooperative

Northeast Power (NEP), on behalf of its member electric cooperatives, has established a Revolving Loan Fund (RLF) through the United States Department of Agriculture’s Rural Economic Development Grant program. The purpose of this fund is to help create jobs and build the rural economy in both northeast Missouri and southeast Iowa.

Northeast Missouri Regional Planning Commission

The Northeast Missouri Regional Planning Commission and Rural Development Corporation (NEMO RPC/RDC) offers financing to support businesses, marketers or retailers and industry.

Northwest Missouri Regional Council of Governments

A regional organization offering a variety of programming, products and services to member governments in Atchison, Holt, Gentry, Nodaway and Worth counties in northwest Missouri.

Ozarks Small Business Incubator (OzSBI)

The Ozarks Small Business Incubator (OzSBI) helps local entrepreneurs gain business skills, build relationships, get funded and grow successful businesses while providing a community of support for small business owners in the Ozarks.

OzSBI Microloans Program

The Ozarks Small Business Incubator (OzSBI) manages two microloan programs. One microloan program is for entrepreneurs and business owners who need capital to start, operate or expand a business. The other program, Jobs Through Education, is for individuals wanting to pursue vocational training to further their career.


RMI is a financial resource that provides long-term, fixed-rate financing through several diverse loan products to Missouri businesses.

Sac Osage Electric Cooperative

Sac Osage Electric Cooperative has a revolving loan fund to provide economic assistance to projects in our communities that stimulate the economy or provide a necessary community service.

South Central Ozark Council of Governments

SCOCOG is designated Economic Development District serving southern Missouri. Our eight member staff has collectively over 80 years of experience working with local communities seeking funding sources to meet their ever challenging needs as well as small business in the start-up or expansion phases with low interest loans.

Southeast Economic Development Fund, Inc.

We have loans! If you are a startup, financing can be hard to come by. SEED$ is here to help those that may have no other options to finance their business. We also offer business development services.

St. Louis Community Foundation

The St. Louis Community Foundation inspires purposeful philanthropy that connects community and donors to build and preserve a more equitable and vibrant region, now and forever.

St. Louis Economic Development Partnership

The St. Louis Economic Development Partnership seeks to facilitate the development of long-term, diversified business and employment opportunities in St. Louis City and County and the St. Louis region.

St. Louis Local Development Company (LDC) - City of St. Louis

The St. Louis Development Corp. offers programs and services to the small business owner.

UBC Credit Union

At UBC Credit Union, our job is to make loans available at affordable rates with fair terms, and promote healthy savings for the future.

USDA - Rural Development


We-Lend is an alternative lending program housed within the Women's Business Center. WE-Lend provides loans and financial education to business owners. WE-Lend Micro Loan Products offer up to $25,000 for existing businesses, including loans for start-ups, with a special emphasis on women-owned businesses.

White River Valley Electric Cooperative, Inc

White River Valley Electric Cooperative operates a Revolving Loan Fund program and provides funding to support community projects or businesses within its five county serve area.

MOSourceLink Tip

Most commercial banks offer information about SBA loans.

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