Whenever you go to a lender to try to get a loan, they’ll want to see a very detailed business plan, usually of the first three to five years of your business. This should include financial projections, how much you’ll need, and what you’ll spend it on. The SBA (Small Business Administration) has some basics to writing a business plan at the following link http://www.sba.gov/smallbusinessplanner/index.html
The SBA (Small Business Administration) does not provide loans; they guarantee loans through regular banks and they have several loan programs. More information about SBA loan programs can be found at the following link http://www.sba.gov/services/financialassistance/index.html