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Summary of Missouri Loan Programs

Loan Program  Agency  Maximum Funding  Eligible Businesses  Eligible Locations  Key Program Benefits 
Action Fund MO DED  Lower of $750,000, 40% of project or $40,000 per new/retained job Primary  Non-Metro  Up to 2-year dererral; Subordinate collateral
Small Business MO DED $25,000 Primary Any Up to 100% financing; lower rate
Grow Missouri MO DED Lower of $3 million, 10% of project or $75,000 per new/retained job Primary Any Up to 3-year deferral; lower rate; longer term
SBA 504 Loan US SBA (via local certified development companies) Lower of $1.5 million, 40% of project or $40,000 per job Most Any Subordinate collateral; longer term; fixed rate
SBA 7a Guarantee US SBA (via local banks) $2 million loan guaranteed 75% Most Any More flexibility; lower rate; longer term
USDA Guarantee US Dept. of Ag. (via local banks) $10 million guaranteed 75% Most Rural More flexibility; longer term
High Technology MTC Lower of $3 million or 50% of project  Primary; later stage growth companies Any Up to 50% of project; lower rate