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MOSourceLink Blog

Are banks back to lending?

Posted by Jeremy Hegle on Jan 20, 2012

http://www.flickr.com/photos/russmorris/152445686/ 

We keep hearing reports that banks are once again lending and businesses are hiring.  The reports sound positive, but we were curious to know what actual small business owners in Missouri thought.

Of those business owners we asked, only 15% had approached a bank for financing during the previous 12 months.  Only a third of those received funding.  

Many business owners didn't approach a bank at all because the assumed they would not qualify for a loan.

What have you seen?  Do you think the lending climate has warmed up?

You can see the full results from the MOSourceLink opinion panel by clicking here.

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